Midland Credit Plays Unfair Games

Midland Credit Management plays games with consumers. If they have your personal information you may want to take some steps to protect you personal Identity.

They give employees access to all of your personal information such as Name, Date of Birth, Social Security Number and credit report while the representatives there will not even give you their last name.

Visit this interesting article where they admit to this at Midland Credit Management Exposed

Midland Credit Management Uses FBCS Collection Agency an unethical Collection Agency

Midland Credit Management hired an unethical collection agency to collect a nonexistent debt. Midland Credit Management hired Federal Bond and Collection Services aka FBCS Collections to attempt to extort a consumer into paying an account that he does not owe.

You can hear where FBCS Collections accused this consumer of attempting to bait them into a settlement. If you will visit FBCS Collections accuses me of "Shaking me Down" you will get a good laugh at their unethical collection practices.

The good thing is in my state Midland Credit Management is also responsible for the of Federal Bond and Collections. This does not even start to bring in Midland's violations of the Fair Debt Collection Practices Act.

Fair Debt Collection Practices Act - Even Junk Debt Buyers are Accountable.

The Fair Debt Collection Practices Act is the federal law that governs collection agencies. Junk Debt Buyers such as Midland Credit Management are culpable for violations of collection agency laws.

There are some things that junk debt buyers will do to poison your credit files and that is one of their biggest tools in their game of extorting consumers. If you feel that that Midland Credit Management has poisoned your credit report make sure you start researching collection agency laws you may be able to hold them accountable and collect some money along the way.

Don't Fall for Their Games

Midland Credit Management specializes in buying old debts that the original company has charged off and deemed as uncollectable. Many times the original creditor has received an insurance claim and received benefit in the form of tax deductions against their profits.

When midland Credit Management buys these old debts they only pay pennies on the dollar for them and then try to continue charging late fees and interest to which they are not entitled in most jurisdictions.

There is a good article about how to stop them in their track if they have sued or started legal procedings against you. You can read more about it at Midland Credit Management - One of the biggest junk debt buyers.